Circle (USDC) and Ripple (XRP) are applying for banking and financial licenses ISO 20022 is the international payment system standard The above tokens are eligible, and the report believes that Swift infrastructure should be replaced by Crypto. The first choice is $XRP SWIFT is controlled by the central banks of ten countries. 😂 Illuminati. ISO 20022 will be implemented on July 14. XRP will pass the ETF and apply for a banking license. $XRP $XDC