Charles Cascarilla, CEO & co-founder of @Paxos, believes stablecoins and other crypto products are unbundling banks. This is already happening at the margins with products like @PayPal’s stablecoin $PYUSD. ”Disruption always happens in the periphery. It always happens in the people who have small problems that can't be solved monolithically, and that eventually creates a whole new way of delivering a service. And that's what stablecoins will do, and it'll take some time, and it will change the entire financial system.”