$PYPL RESULTS: Q3 🔸 ADJ EPS $1.20 vs. $0.98 y/y, EST $1.07 🔸 Total payment volume $422.64B, +9% y/y, EST $421.64B 🔸 Transaction margin dollars $3.65B 🔸 Payment transactions 6.63B, +5.7% y/y, EST 6.83B 🔸 Active customer accounts 432M, +0.9% y/y, EST 429.42M 🔸 Net revenue $7.85B, +5.8% y/y, EST $7.88B 🔸 Transaction revenue $7.07B, +6.2% y/y, EST $7.13B 🔸 Other value added services revenue $780M, +2.1% y/y, EST $746.9M 🔸 US net revenue $4.52B, +6.1% y/y, EST $4.43B 🔸 International net revenue $3.33B, +5.3% y/y, EST $3.44B 🔸 ADJ operating income $1.48B, EST $1.38B 🔸 ADJ operating margin 18.8% vs. 16.9% y/y, EST 18.6% 🔸 Total operating expenses $6.46B, +3.3% y/y, EST $6.6B 🔸 ADJ free cash flow $1.54B, F/Y GUIDANCE 🔸 Still sees share buyback $6B, - Still sees free cash flow about $6B