$WFC RESULTS: Q4 🔸 Net interest income $11.84B, EST $11.7B 🔸 Revenue $20.38B, EST $20.59B 🔸 Commercial banking revenue $3.17B 🔸 Corporate and investment banking revenue $4.61B 🔸 Wealth & investment management total revenue $3.96B 🔸 EPS $1.43 🔸 Total average loans $906.4B 🔸 Efficiency ratio 68%, EST 64.9% 🔸 Mortgage banking non-interest income $294M, EST $278.3M 🔸 Net interest margin 2.7%, EST 2.67% 🔸 Total avg. deposits $1.35 trillion, EST $1.35 trillion 🔸 Return on assets 1.05% 🔸 Return on equity 11.7%, EST 11% 🔸 Common equity Tier 1 ratio 11.1%, EST 11.2% 🔸 Non-interest expenses $13.90B, EST $13.29B 🔸 Return on tangible common equity 13.9%, EST 13% 🔸 Consumer banking and lending total revenue $8.98B 🔸 Provision for credit losses $1.10B, EST $1.22B 🔸 Personnel expenses $9.07B, EST $8.66B