三款美版“余额宝”,年化4-5% $SGOV:底层资产三个月内的美国国债,流动性好,大资金首选。 $USFR :底层是无息国债,加息周期优先选择。 $BOXX :不分红,收益仅仅体现在上涨中,合理规避股息预扣税。
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