Year-to-date total return… GLD (gold) +13% PDBC (commodities) +10% IEMG (emerging mrkts) +8% IWM (us small caps) +6% IEFA (dev int'l) +5% VNQ (reits) +3% SPY (s&p 500) +1% QQQ (nasdaq 100) +1% AGG (us bonds) 0% SHY (1-3yr treas) 0% TLT (20+yr treas) 0% IBIT (bitcoin) -4%
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