Some more exciting licensing news in Europe! 🇪🇺 A couple of weeks ago we heard from Luxembourg’s CSSF that @Ripple had received preliminary approval for its EU Electronic Money Institution (EMI) license. I can now share that we have fulfilled the conditions set by the CSSF,

The December $RLUSD monthly independent attestation is now live! Recent highlights include: 1/ RLUSD is officially listed on @binance with XRPL support coming soon 👀 2/ @LMAX’s global marketplace has integrated RLUSD as core collateral – accelerating institutional stablecoin

XRP Community Day 2026 is coming → https://t.co/z1bND40c1N On Feb 11 and 12, XRP holders, builders, institutions, and Ripple leaders will come together across three live 𝕏 Spaces to unpack how XRP is being used today and where it’s headed next. Sessions will cover regulated XRP products like ETFs and ETPs, XRP Innovation Spotlights, wrapped XRP, and new features expanding XRP utility and more with speakers including @bgarlinghouse, @MonicaLongSF, @Joelkatz, @s_alderoty, and ecosystem partners across EMEA, the Americas, and APAC. Dive into the blog for the full agenda and session details. We can’t wait to connect with the community!

XRP Community Day continues with @MonicaLongSF joining the Americas session to discuss Ripple’s evolution and why XRP remains core to the company’s strategy. Moderated by @jacqmelinek, Founder and CEO of @TokenRelations Live on 𝕏 Spaces Feb 11 | 4:00 PM ET / 1:00 PM PT Register: https://t.co/91oKuF0Otq

XRP Community Day continues with @MonicaLongSF joining the Americas session to discuss Ripple’s evolution and why XRP remains core to the company’s strategy. Moderated by @jacqmelinek, Founder and CEO of @TokenRelations Live on 𝕏 Spaces Feb 11 | 4:00 PM ET / 1:00 PM PT Register: https://t.co/lC4Dp4IiEJ

XRP Community Day kicks off on Feb 11 with a fireside chat featuring @bgarlinghouse and Tony Edward @thinkingcrypto! They're diving into: ➡️ The macro shift in institutional adoption and public market acceptance of crypto ➡️ XRP's growing use in capital markets infrastructure ➡️ Longevity, stability and community underpinning XRP Live on 𝕏 Spaces - Feb 11 | 10:00 AM ET / 3:00 PM GMT Don’t miss it! Register now: https://t.co/ulaOr4ZzFM

Is Tokenization the Future? @cnbcKaren (@CNBC), @brian_armstrong (@coinbase), @bgarlinghouse (@ripple), Valérie Urbain ( @EuroclearGroup), François Villeroy de Galhau (@banquedefrance), Bill Winters (@StanChart) #WEF26

Ripple USD 🤝 Binance $RLUSD is officially listed on @binance 🚀supported on Ethereum, with XRPL coming soon

After one of crypto’s most exciting years (and Ripple’s), the industry is entering its production era. In 2026 we’ll see the institutionalization of crypto — trusted infrastructure and real utility will push banks, corporates, and providers from pilots to scale — across

Legacy treasury operates 9-to-5, but your business runs 24/7/365. That gap costs you in idle cash that could generate returns and cross-border payments that rack up fees. Ripple Treasury changes the equation. By combining GTreasury's leading platform with enterprise-grade

"The solution lies in central banks channeling stablecoin momentum, not fighting it." Matthew Osborne, our Policy Director for UK & Europe, shares his latest with @OMFIF on why integrating stablecoins into the regulated financial "safety net" is a key to global stability and innovation.

Introducing the University Digital Asset Xcelerator (UDAX). 🎓 @UCBerkeley and Ripple's University Blockchain Research Initiative launched a pilot program to accelerate the transition from academic innovation to institutional XRP utility: https://t.co/5Tw9D9HRfD The UDAX - UC Berkeley mission: ➡️ Scaling enterprise solutions using XRP ➡️ Bridging the gap between early-stage ideas & market readiness ➡️ Connecting founders with Ripple engineers & global VCs

We’re partnering with @LMAX to accelerate institutional stablecoin adoption and cross-asset mobility. $RLUSD will be integrated as core collateral across LMAX’s global marketplace — unlocking cross-collateral efficiencies across crypto and traditional markets.

We’ve secured our preliminary Electronic Money Institution license approval from Luxembourg’s Commission de Surveillance du Secteur Financier (CSSF). 🇪🇺 This is a pivotal step toward scaling Ripple Payments across the EU, bringing institutional-grade digital asset infrastructure to the region. https://t.co/Q72ntwwjFB The momentum is global: → 75+ licenses & registrations worldwide → $95B+ in volume processed to date → Reaching 90% of daily FX markets With the EU taking the lead in building a regulatory framework for digital assets, we're helping institutions transition from pilots to commercial scale, and we’re bridging the gap between legacy finance and the digital future to unlock trillions in dormant capital.

Today, our partners at @BNYglobal launched tokenized deposit services for institutional clients – bringing the promise of digital assets directly into the banking system – with Ripple Prime as an early adopter. We're proud to expand our longstanding, strategic collaboration with BNY, the primary reserve custodian of $RLUSD. Together, we are bridging traditional and digital markets.

Yet another major step forward - proud to announce the approval of our EMI license and Cryptoasset Registration from the UK's FCA! 📷 This is a positive signal for the UK’s digital assets industry - and underscores Ripple’s global licensing momentum. We’re proud to meet the

Huge news today! 🇬🇧 As a Brit, it feels absolutely brilliant to see @Ripple officially secure its approval from the Financial Conduct Authority (FCA). Securing the green light from the FCA is no small feat! @TheFCA are widely regarded as one of the most respected regulators in

The future of regulated digital assets payments in the UK has arrived! 🇬🇧 Ripple has officially secured approval of both an EMI license and Cryptoasset Registration from the UK's FCA. Who better to explain what it means than our UK and Europe Managing Director @CraddockCJ. https://t.co/QWz8rTa0i0

The future of regulated digital assets payments in the UK has arrived! 🇬🇧 Ripple has officially secured approval of both an EMI license and Cryptoasset Registration from the UK's FCA. Who better to explain what it means than our UK and Europe Managing Director @Cassie Craddock. https://t.co/QWz8rT9sss

Is your capital sitting idle? @_JackMcDonald_, SVP Stablecoins at Ripple, says it doesn't have to. In the latest Crypto In One Minute, Jack explores two core ways stablecoins can generate yield: ✅ Direct Yield: Interest-bearing assets. ✅ Secondary Utility: Collateralizing for DeFi & AMM liquidity. With stablecoins, the transition from digital dollars to yield engines is here, delivering greater efficiency and utility onchain. ⏱️

National bank-grade oversight is the future of stablecoins @Ripple is executing that vision with $RLUSD. With @NYDFS state oversight & conditional federal @USOCC approval, Ripple sets the highest standard for stablecoin compliance. Now going multichain powered by Wormhole NTT.

🌏 New on OSL: RLUSD! @Ripple 🔹 RLUSD (Global) A fully backed stablecoin built for stability, efficiency & compliance — ideal for cross-border payments, trading & DeFi strategies. Pairs: RLUSD/USD, RLUSD/USDT Deposit & Withdrawal Network: Ethereum Listing Time: Dec 31st, 2025,

Efficient. Programmable. 24/7. Stablecoins like $RLUSD are driving a global transformation in finance. They are the future of how money moves:

🚩Today's Special: A scam-free holiday season 🔴 If you're in NYC, drop by the Red Flag Cafe for a warm, delicious slice of scamberry pie. 📍124 4th Avenue today until 6pm 🚩

We're officially part of Ripple! 🎉 For over 40 years, we've helped treasury teams manage complexity and optimize liquidity. Now, we're bringing that same approach to the digital asset era by giving our customers the option to access real-time settlement and institutional-grade

4 major acquisitions. 1 goal: https://t.co/U82Ej4XOPq With GTreasury, Rail, Palisade, and Ripple Prime, we’re building the one-stop shop for digital asset infrastructure - custody, liquidity, treasury, payments & real-time settlement under one unified platform. We are building the infrastructure that powers the Internet of Value.

We're proud to be part of the @PledgeOne network this #GivingTuesday, and featured on the @Nasdaq Tower for our commitments to giving back and using crypto for good. Thank you to our nonprofit and university partners for making an impact with us year-round!

Scammers count on people staying quiet. Scamberry Pie helps change that by making scam education easier to talk about around the holiday table. Raise awareness and help people spot red flags before it’s too late: https://t.co/mXeSE9wZLP. For more on how to stay safe and spot the red flags, learn about how we’re combating scammers and Ripple’s approach to scam safety: https://t.co/JLsOKcinG8

To capture the value of a projected $16 trillion tokenized economy, institutions need more than just storage. They need resilience. At Ripple, we provide a security environment that mirrors the rigor of the banks we serve. We combine HSM with FIPS-certified hardware to deliver security that scales—protecting assets without sacrificing operational speed. But legitimate integration with the global financial system requires verification. That is why we strictly adhere to SOC 2 Type II and ISO 27001 standards, ensuring your infrastructure is not just powerful, but compliant. ➡️ https://t.co/DWFMGBU4Nf

Huge news from Singapore: The @MAS_sg has approved an expanded scope of payment activities for our Major Payment Institution license – enabling us to deliver end-to-end, fully licensed payment services to our customers in the region. 🇸🇬

Another milestone for @Ripple here in the Middle East: $RLUSD is now approved for use as lending collateral within @ADGlobalMarket This year has seen some awesome momentum for Ripple in the Middle East. Can’t wait to keep building on these solid foundations as we head into

Compliance and trust are non-negotiables for institutional finance. That's why $RLUSD has been greenlisted by Abu Dhabi’s FSRA, enabling its use as collateral on exchanges, for lending, and on prime brokerage platforms within @ADGlobalMarket—the international financial centre of Abu Dhabi: https://t.co/vftQQs15RA Another major step as $RLUSD becomes the compliant, trusted settlement asset for the region. 🌍

How is the UK approaching crypto regulation to become a global leader? 🇬🇧 In one minute, Matt Osborne, Policy Director for the UK & Europe at Ripple, explains the plan: adopt proportionate, growth-friendly rules and allow overseas stablecoins, such as $RLUSD, to be used locally. Learn more about how the UK has the potential to seize the opportunity of crypto and how it can position itself as a global hub for financial innovation: https://t.co/kCRAiA1UmH

Introducing Grayscale XRP Trust ETF (Ticker: $GXRP), now trading with 0% fees¹ from Grayscale, the world's largest crypto-focused asset manager². Gain exposure to $XRP, the world’s 3rd largest digital asset³, driving innovation in global payments. Available in your brokerage

‘EZRP’ fit the EZ formula, but the $XRPZ ticker was just too clean to pass up. Learn more about XRPZ, now live:

The on-chain evolution, led by Ripple and GTreasury, is well underway and with it comes paths for CFOs to consider as they begin their adoption journey. At the center of it all is ensuring choice and best-fit options remain open, always. Rather than making waves, the best

Milestone day for the XRP community! This morning, the Bitwise XRP ETF began trading on NYSE (ticker: $XRP). With today’s launch, investors have a new, convenient way to get spot exposure to XRP, the crypto asset looking to disrupt the $250 trillion market for global payments.

We saw a big surge in fake "Live" YouTube videos during and after Swell.🚫 Reminder: @Ripple will NEVER ask you to send us XRP. Stay vigilant!

Institutional payments. Secure asset custody. Regulated stablecoins. Everything onchain. It's happening: the convergence of crypto and traditional finance is accelerating the Internet of Value. That’s a wrap for Ripple Swell 2025. We’ll see you next year, NYC! 🗽