裤衩反穿
把信用卡当借记卡。提前存款进去，慢慢用，从不找信用卡公司借钱，余额永远正，能享受信用卡所有好处。比如返现，跨境消费免货币转换费，还能消费后不高兴了打电话让信用卡公司追回，被盗刷被偷被抢都能把钱要回来。这两天在琢磨这么一个裤衩反穿的信用卡奇特用法。你们能看出什么毛病么？
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