老E加密日记————@useTria：Web3的“隐形杀手”？第二篇 今天我来扒扒它的野心和软肋，顺便给团队支几招， 大家好，我是老E，平时爱在X上吐槽那些花里胡哨的DeFi项目，偶尔挖点真金白银的潜力股。 今天闲来无事，说说@useTria，刚刚又刷了他们的官网和一堆社区反馈，忍不住想写点东西。 Tria这玩意儿，简单说就是个自托管的“加密新银行”，想让你在150多个国家里，花钱、交易、赚收益，全都像用支付宝一样顺滑。 听起来牛逼哄哄？对，但也别急着all in， 我今天就直球分析：它有啥亮点，哪几点还拉胯，最后给团队提几条实打实的建议。纯干货，不吹不黑，欢迎怼我。 先说说Tria到底是干嘛的吧。 核心是链抽象（chain abstraction），用他们的BestPath技术在Arbitrum上跑意图市场，让跨链交易像喝水一样简单。没桥接，没gas费，你想从ETH跳到SOL，点一下就行。 用户端呢？一个钱包，内置Visa卡，能直接从Web3余额里刷钱买咖啡；开发者端，有SDK支持多VM（EVM、SVM啥的），建app不用纠结底层链。 团队背景硬：CEO Vijit Katta是Polygon加速器老将，融了1200万刀，背靠Polygon生态。 闭测数据亮眼：日活1万，路由7M刀，收入80万刀。 社区里一堆人喊“终于不用桥了，交易多起来了”，这不是空谈，Tria真在解决crypto的痛点——43%新人就是因为太复杂才跑路的。但话说回来，Tria也不是完美无缺。 挖了挖X和Reddit，社区反馈里藏着几把刀子，我挑重点说说这些缺点。不是鸡蛋里挑骨头，而是真觉得这些坑不填，项目容易半途而废。 第一，监管这头大象在房间里晃荡。 Visa卡跨150国听起来浪漫，但crypto+支付总逃不过KYC和反洗钱审查。万一哪国政策一变，卡就停摆了。社区有人吐槽：“花钱容易，退款呢？chargeback万一出事，谁背锅？”Tria自称自托管，但卡功能一上线，感觉像在玩火。不是说他们做不到，而是这风险像定时炸弹，吓跑保守用户。 第二，抽象层太理想，实际流动性还卡壳。 BestPath牛在找最优路径，但跨VM的深度呢？ETH和SOL的池子还行，MoveVM或新链上呢？本人实测，偶尔路由卡在“低流动性”警告里，交易费蹭蹭涨。 开发者反馈也多：SDK好用，但集成第三方协议时，数据同步慢，debug起来头大。简单说，Tria想当“万能路由器”，但Web3碎片化太狠，现在的抽象还像个半成品桥，风一吹就晃。 第三，社区黏性弱，叙事太技术，没情感。 融了钱，日活起来了，但X followers才8万多，Discord活跃度一般。帖子多是产品更新，少见用户故事或AMA。相比那些爱讲“改变世界”的项目，Tria太低调了点。结果呢？新人进来看不懂“意图市场”啥意思，就溜了。 数据上看，TVL涨得快，但staked用户留存率低，感觉像短期投机多过真信仰。这些缺点不是致命伤，但放着不管，Tria容易从“下一个Uniswap”变成“又一个桥”。我刷了他们的roadmap，团队在推多链SDK和治理，但节奏得快点。话说回来，我不是来拆台的。作为老鸟，我真看好Tria的方向——crypto不该是 geek 的玩具，得让大妈都能用。 Old E Encrypted Diary --- @useTria: Web3's "invisible killer"? Part 2 Today I'll take a look at its ambitions and weaknesses and, incidentally, give the team a few tricks, Hello, I am old E, usually love on X Tucao those fancy DeFi projects, occasionally dig some real money potential stocks. Having nothing to do today, talk about @useTria. I just brushed their official website and a bunch of community feedback again. I can't help but want to write something. Tria is simply a self-managed "crypto new bank" that wants you to spend, trade, and earn money in more than 150 countries as smoothly as using paypal. Does that sound like a lot of coarseness? Yeah, but don't rush allin, I'm going to analyse the straight ball today: what highlights it has, which points it still pulls, and finally give the team some solid advice. Pure dry goods, don't blow it or darken it. Feel free to hit me. Let's start with what tria does. At its core is chain abstraction, using their BestPath technology to run intent markets on Arbitrum, making cross-chain trading as easy as drinking water. No bridge, no gas, you want to jump from ETH to SOL, just click. What about the user side? A wallet with a built-in Visa card that allows you to swipe money directly from your Web3 balance to buy coffee; The developer side, there is an SDK that supports multiple VMs (EVM, SVM, etc.), and building apps does not have to tangle with the underlying chain. Team Background: CEO Vijit Katta is a veteran of Polygon accelerators, with $12 million in financing, backed by Polygon ecology. Close measure data bright eye: Day live 10 thousand, route 7 M dollar, income 800 thousand dollar. A bunch of people in the community are shouting "finally no bridge, more transactions," which is not empty talk, Tria is really addressing the pain point of crypto - 43% of newcomers are running away because it is too complicated. But then again, Tria isn't perfect. After digging X and Reddit, there are a few knives hidden in the community feedback, and I choose to focus on these shortcomings. It wasn't picking a bone in an egg, but it was a genuine feeling that these pits wouldn't be filled and the project would easily end in half. First, supervise the elephant in the room. Visa cards across 150 countries may sound romantic, but crypto + payments will never escape KYC and anti-money laundering scrutiny. If a country's policy changes, the card will stop. Some in the community complained:“It's easy to spend money, but what about refunds? If anything happens, who will take the blame?”Tria claims to be self-hosted, but once the card feature went online, it felt like playing with fire. Not that they can't, but that the risk is like a time bomb that scares off conservative users. Second, the abstraction layer is too ideal, and the actual liquidity is too weak. The BestPath cow is looking for the optimal path, but what about the depth across the VM? ETH and SOL pool OK, MoveVM or new chain on it? In my experience, occasionally the router gets stuck in a "low liquidity" warning, and the transaction fee rises a bit. Developer feedback is also much: SDK is easy to use, but when integrating third-party protocols, data synchronization is slow and debug is big. In short, Tria wants to be a "universal wayfarer," but Web3 is too fragmented, and the current abstraction is like a half-finished bridge, and the wind blows. Third, the community is weak, and the narrative is too technical and emotional. Financial money, live up, but X followers only 80,000, Discord activity in general. Posts are mostly product updates, rarely user stories or AMAs. Compared to those who love to talk about "changing the world," Tria is too low-key. And what happened? A newcomer comes in and doesn't understand what an "intent market" means, so he runs away. Statistically, TVL is rising fast, but staked user retention is low, which feels more like short-term speculation than true faith. These shortcomings are not fatal, but left alone, Tria can easily go from "the next Uniswap" to "just another bridge." I scanned their roadmap, and the team is pushing the multi-chain SDK and governance, but the pace is faster. Then again, i'm not here to break up the podium. As an old bird, I am really optimistic about Tria's direction - crypto should not be a geek's toy, it should be used by aunt.