经济下行期，中产阶级避免返贫的四条核心准则
1 身体健康，定期详细体检，避免主要劳动力完蛋
2 尽量保持双收入节后，避免一家赚钱养全家
3 避免攀比养娃和天价养娃，能用公共资源就用公共资源
4 不要做高风险投资，尽量减少负债和贷款
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