#Downgrades - Dec 10, 2024 • $AAOI: B.Riley Downgrades to Sell from Neutral - PT $14 • $BIOA: Morgan Stanley Downgrades to Underweight from Equalweight - PT $5 (from $40) • $BSIG: RBC Capital Downgrades to Sector Perform from Outperform - PT $33 • $CARM: BTIG Downgrades to Neutral from Buy • $CCI: Wells Fargo Downgrades to Underweight from Equal Weight - PT $100 (from $105) • $CNC: Jefferies Downgrades to Underperform from Hold - PT $52 (from $68) • $DHI: KBW Downgrades to Market Perform from Outperform - PT $183 • $EBAY: Jefferies Downgrades to Underperform from Hold - PT $52 (from $60) • $FAF: KBW Downgrades to Market Perform from Outperform - PT $80 • $IAC: Piper Sandler Downgrades to Neutral from Overweight - PT $54 (from $68) • $IREN: JPMorgan Downgrades to Neutral from Overweight - PT $15 (from $9.50) • $MLM: BNP Paribas Downgrades to Neutral from Outperform - PT $650 • $MTG: KBW Downgrades to Market Perform from Outperform - PT $29 • $PGR: HSBC Downgrades to Hold from Buy - PT $267 • $PINS: Piper Sandler Downgrades to Neutral from Overweight - PT $36 (from $41) • $PTVE: Citi Downgrades to Neutral from Buy - PT $18 (from $13) • $RKT: KBW Downgrades to Underperform from Market Perform - PT $11.50 (from $16) • $TOL: KBW Downgrades to Market Perform from Outperform - PT $164

#Upgrades - Sep 03, 2024 $BAC: Deutsche Bank Upgrades to Buy from Hold - PT $45 $WFC: Deutsche Bank Upgrades to Buy from Hold - PT $65 $DB: Barclays Upgrades to Overweight from Equalweight $V: Exane BNP Paribas Upgrades to Outperform from Neutral - PT $325 $BAK: Bradesco BBI Upgrades to Outperform from Neutral - PT $8.50 $XPEV: Macquarie Upgrades to Outperform from Neutral - PT $10 $KOF: Goldman Sachs Upgrades to Buy from Neutral - PT $113.70 (from $108.30) $ADSK: HSBC Upgrades to Buy from Hold - PT $299 (from $242) $IFF: Mizuho Upgrades to Outperform from Neutral - PT $120 (from $109) $RDFN: B.Riley Upgrades to Buy from Neutral - PT $13 (from $7.50) $NCNO: Raymond James Upgrades to Outperform from Market Perform - PT $38 $AAOI: Raymond James Upgrades to Outperform from Market Perform - PT $17 $MTB: JPMorgan Upgrades to Overweight from Neutral - PT $215 (from $183) $CPAY: Wolfe Research Upgrades to Peerperform from Underperform $ADSK: Goldman Sachs Upgrades to Neutral from Sell - PT $295 (from $225) $NTAP: Loop Capital Upgrades to Buy from Hold - PT $150 (from $121) $U: Morgan Stanley Upgrades to Overweight from Equalweight - PT $22 $FRGE: UBS Upgrades to Buy from Neutral - PT $3