明代万历初年，张居正推行“一条鞭法”，将原本繁复的赋役折银统一。自此，白银成为帝国财政的唯一结算单位。制度选择的力量，让白银不再只是金属，而是“国家信用的锚”。从拉美到东洋，马尼拉大帆船运送海量白银涌入中国，塑造了全球白银霸权。
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