Notes
ADI ($ADI) is now available for trading in the App 🔔
Purchase $ADI easily with USD, EUR, and 20+ fiat currencies
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@ADIChain_
刚看到了 @ADI_Foundation 与 @MPesaAfrica 宣布合作,感觉这是一次典型的强强联合,让我们一起来分析一下。
M-Pesa 在非洲八个国家运营,覆盖肯尼亚、坦桑尼亚这些地方,月活用户超过6000万。这不是一个初创产品,而是一个运行了十五年、处理了超过3140亿美元真实交易额的成熟支付网络。它每年要处理120亿笔交易,早就证明了在没有区块链的情况下,也能把数字支付在国家层面跑通,让超过5000万人用上数字金融服务。
但是,它的天花板也很明显:跨境支付一直是个痛点。传统的跨境汇款,手续费能占到3%到7%,资金到账要等2到5天,不同国家之间的监管墙也很难跨过去。所以,尽管非洲居民在截至去年6月的一年里,因为货币波动和支付不便,进行了价值500亿美元的加密货币交易, Chainalysis的报告也指出非洲、中东和亚洲之间存在大量支持能源和商户支付的大额稳定币转账,但底层的基础设施一直没跟上。
这恰恰就是ADI Chain 切入的痛点。去年12月,ADI基金会和M-Pesa Africa签了合作备忘录,核心就是要用区块链结算基础设施,把M-Pesa这套在国内验证成功的模式,扩展到中东、非洲和亚洲的跨境场景。M-Pesa的CEO说的很直接,他们看中的就是ADI在新技术方面的专业知识,想探索怎么用它来变革金融服务。
所以,这个合作的性质就很清楚了:这不是在搞投机,而是在铺设一条服务于真实经济活动的基础设施。M-Pesa负责前端那数十亿笔的国内交易和庞大的用户触达,而当它要打开跨境市场时,ADI Chain就作为那个合规的结算层。这个链的设计本身就考虑了新兴市场的监管要求,比如它集成了受阿联酋中央银行监管的迪拉姆稳定币,就是为了连接非洲、中东和亚洲的支付走廊。
这里面的代币逻辑非常直接。每笔在ADI Chain上结算的跨境交易,都需要消耗 $ADI 作为燃气费。他们瞄准的是跨境支付和汇款这种高频、高量的场景,那么结算基础设施的价值,就直接取决于网络的使用率。现在合作已经宣布,基础设施也准备好了,但跨境部署还没有大规模铺开。这意味着,在真实的交易量真正涌入网络之前,存在一个非常清晰的机遇窗口。
再从规模上看,这个起点相当高。大多数区块链项目上线时都在苦苦寻找用户,而ADI Chain通过这样的合作,直接对接了M-Pesa这个超过6000万月活用户的成熟网络。它要做的不是从零教育市场,而是为一个已经存在的、价值3140亿美元以上的经济活动体,提供下一阶段的升级方案。
所以我的看法是,ADI Chain 的叙事跳出了单纯的币价投机。它本质上是在投资一个即将被大规模采用的金融基础设施。M-Pesa花了十五年时间证明了数字支付在非洲各国的可行性,而ADI Chain的目标,就是成为将这套成功模式复制到更广阔跨境市场的基础管道。当你有这样一个拥有真实用户、真实交易需求的合作伙伴开始探索使用你的网络时,其潜在的上涨空间和长期价值,是值得密切关注的。 $ADI 目前在Kraken、https://t.co/DXMgGOLyzn和KuCoin都能交易,关注起来非常方便。
M-Pesa onboarded 60M+ people into a digital economy across Africa.
$314B moved. 12B transactions/year. No blockchain needed.
The limit?
Cross-border payments → 3–7% fees, slow settlement, regulatory friction.
That’s why ADI Foundation signed an MoU with M-Pesa Africa to explore blockchain settlement rails for cross-border expansion.
If M-Pesa’s international payments deploy on ADI Chain, every settlement requires $ADI for gas.

🎉 Celebrate $ADI on #KuCoin with an exciting giveaway!
🎁 2,000 ADI for 100 winners!
How to enter:
1️⃣ Follow @kucoincom & @ADIChain_
2️⃣ Like, RT & Quote: "Trade $ADI on #KuCoin!" + Tag 3 friends
3️⃣ Fill this out:
⏰ 48 hours
🎉 Celebrate $ADI on #KuCoin with an exciting giveaway!
🎁 6,000 ADI for 100 winners!
How to enter:
1️⃣ Follow @kucoincom & @ADIChain_
2️⃣ Like, RT & Quote: "Trade $ADI on #KuCoin!" + Tag 3 friends
3️⃣ Fill this out:
⏰ 48 hours
xeet算法有问题,昨天显示90分,今天给我倒扣分了,排名来到了100名,很危险啊
ADI Chain @ADIChain_ 是一个高性能、基于以太坊的零知识库二层网络,专为中东、北非、非洲和亚洲的政府机构、企业和实际应用而打造。它由 ADI 基金会在 IHC 生态系统下开发,可为国家稳定币、数字身份、医疗保健系统、代币化资产和跨境支付提供合规且可扩展的基础设施。
$ADI 在 CEX 上的交易价格约为 1.2$,主网已经上线,生态系统正在阿联酋及其他地区快速扩张。 ADI 第一赛季 #xeet 赛事在 2026 年 1 月 7 日结束,我抓紧补一补,挣点稿费,不然太可惜了。今天试了ADI Chain的跨链转账,体验直接刷新认知!不用再像以前那样 “过桥心惊胆战”,一笔操作就能搞定20 多条链、120 多种资产的存取,全程零 Gas 费,还没有乱七八糟的中介插手。
很多人没注意到,ADI 压根不跟风散户热潮,它的定位是受监管稳定币、现实资产(RWA)和真实支付的底层基建。这种稳扎稳打的专注,让每一次使用都透着 “长线思维”—— 它不是来赚快钱的昙花,而是奔着长期发展去的。
现在的用户体验已经这么丝滑了,很难想象未来国家货币、数十亿用户接入后会有多颠覆。

ADI Chain @ADIChain_ 的关注价值,从来不在营销造势,而在它实打实的组织架构——它从一开始就是为机构合作与实际结算场景量身打造的。
- $ADI 作为L2和L3层级的原生燃料代币,不依赖ETH独立运行;
- 质押奖励由国库支撑,不存在通胀博弈的隐患;
- 聚焦企业支付、合规落地与规模化拓展,专攻受监管资产的实际部署;
- 对标银行级技术标准,理念与OpenZeppelin高度契合。
总部位于阿布扎比的头部企业,已启动在ADI Chain上的稳定币发行工作,这类部署对安全性要求极高。ADI基金会还透露,未来将落地50余项合作与整合计划,足见项目重心始终放在应用推广,而非空发公告——先建稳基础设施,再对接发行方,最后实现规模化落地。
ADI Chain @ADIChain_始终强调,加密货币和政府完全可以“携手共赢”。反观多数公链,把监管当成漏洞刻意规避,这种短视做法,尤其在稳定币发行运营领域行不通——银行和政府绝不会选择自己无法掌控的区块链系统。
若想让稳定币真正应用到薪资发放、账单结算、企业间交易等多元场景,合规、效率、安全这三大要素,必须从底层就嵌入系统,这正是ADI Chain最核心的竞争壁垒。即将推出的、由阿联酋央行监管的迪拉姆稳定币,就是最好的例证。
ADI Chain提供的基础设施,能让政府与机构安心开展链上业务。行业下一阶段的普及,不会是“加密vs政府”的对立,而是构建政策清晰的数字环境,让二者共存共荣。
它的长期愿景,是搭建一个互联的机构与政府专属L3系统网络,这些系统通过ADI Chain接入更广阔的Web3生态。这一布局,有望让数万亿美元的资金,以透明、可追溯、安全的方式实现跨境跨企业流动,达成当日结算,真正实现高效、互联且全面合规的目标。
当下各国政府和银行对加密技术的兴趣持续升温,但多数区块链轻视合规,让机构望而却步。而ADI Chain从底层架构就嵌入监管与合规设计,正因如此,它已赢得50余家政府及机构的信赖。
The value of ADI Chain (@ADIChain_) lies not in marketing hype, but in its solid organizational structure—it was tailor-made from the outset for institutional cooperation and real-world settlement scenarios.
- $ADI, as the native fuel token for L2 and L3 layers, operates independently without relying on ETH;
- Staking rewards are backed by the national treasury, eliminating the risk of inflationary games;
- Focuses on enterprise payments, compliance implementation, and scalable expansion, specializing in the practical deployment of regulated assets;
- Aligns with bank-grade technical standards, its philosophy aligns closely with OpenZeppelin.
A leading Abu Dhabi-based company has already initiated the issuance of stablecoins on ADI Chain, a deployment with extremely high security requirements. The ADI Foundation also revealed plans to implement over 50 cooperation and integration projects in the future, demonstrating that the project's focus remains on application promotion, not empty announcements—first building a solid infrastructure, then connecting with issuers, and finally achieving scalable deployment.
ADI Chain (@ADIChain_) consistently emphasizes that cryptocurrencies and governments can absolutely "work together for mutual benefit." In contrast, most public blockchains deliberately circumvent regulations, treating them as loopholes. This short-sighted approach is particularly unworkable in the stablecoin issuance and operation field—banks and governments will never choose a blockchain system they cannot control.
For stablecoins to be truly applied to diverse scenarios such as payroll, bill settlement, and inter-enterprise transactions, compliance, efficiency, and security must be embedded into the system from the ground up. This is ADI Chain's core competitive advantage. The upcoming Adirham stablecoin, regulated by the Central Bank of the UAE, is the best example.
The infrastructure provided by ADI Chain allows governments and institutions to conduct on-chain business with peace of mind. The next stage of industry adoption will not be a "crypto vs. government" confrontation, but rather the construction of a policy-clear digital environment that allows both to coexist and prosper.
Its long-term vision is to build an interconnected network of dedicated L3 systems for institutions and governments, which will connect to the broader Web3 ecosystem through ADI Chain. This strategy is expected to enable trillions of dollars to flow across borders and enterprises in a transparent, traceable, and secure manner, achieving same-day settlement and truly realizing the goals of efficiency, interconnectivity, and full compliance. Currently, governments and banks worldwide are showing increasing interest in cryptography, but most blockchain projects disregard compliance, deterring many institutions. ADI Chain, however, incorporates regulatory and compliance design from its underlying architecture, which is why it has earned the trust of over 50 governments and institutions.
ADI Chain @ADIChain_绝对是加密圈里关注度与实力严重不匹配的存在。它不走普通 L2 炒作蹭热度的老路,反而埋头深耕政府、机构级合作,堪称加密领域的“实干派建设者”。
它的核心优势,就是精准填补了公链和企业链之间的空白——公链喊着去中心化,政府和大机构不敢用;企业链虽合规,却封闭得像局域网,而 ADI Chain 刚好能解决这个痛点。
技术上它采用 ZK rollup 路线,结算层锚定以太坊,还在 L3 原生支持合规模块,既保留公链开放性,又能满足监管 KYC 要求。搭配锚定迪拉姆的稳定币,专门瞄准中东市场需求,每笔链上交易都需要 $ADI 作为 Gas 费。
目前它的落地动作堪称“王炸级别”:不仅和 Mastercard 官宣合作,布局稳定币结算、资产代币化和跨境支付;还签下 BlackRock、Franklin Templeton 两大巨头的合作备忘录,手握 20 多国 50 多个机构项目订单。业务覆盖阿联酋稳定币结算、阿布扎比房地产代币化(ADREC)、政府数字系统(身份证、土地登记)等核心领域,连阿布达比劳工数字技能卡项目也在推进。
ADI Chain 的野心很明确:不靠“更快更便宜”内卷,而是要做政府敢用的信任底层。它以合规 L2 搭配主权 L3,让各国能自主监管,真正搭建起全球数字经济的标准轨道。当下 RWA 和合规叙事火热,但真正落地的项目寥寥无几,ADI Chain 能不能跑出,关键看和传统金融巨头的合作能否顺利落地。这匹低调的“黑马”,值得所有人持续关注。
ADI Chain (@ADIChain_) is a force to be reckoned with in the crypto world, its popularity severely mismatched with its actual capabilities. Instead of following the typical L2 hype and hype, it focuses on cultivating partnerships with governments and institutions, making it a true "pragmatic builder" in the crypto space.
Its core advantage lies in precisely filling the gap between public and enterprise blockchains—public blockchains tout decentralization, yet governments and large institutions hesitate to use them; enterprise blockchains, while compliant, are often closed like local area networks. ADI Chain addresses this pain point perfectly.
Technically, it adopts the ZK rollup approach, with its settlement layer pegged to Ethereum. It also natively supports compliant modules at L3, preserving the openness of public blockchains while meeting regulatory KYC requirements. Coupled with a stablecoin pegged to the AED, it specifically targets the Middle Eastern market, requiring $ADI as a gas fee for every on-chain transaction.
Its current actions are nothing short of spectacular: it has not only officially announced a partnership with Mastercard, focusing on stablecoin settlement, asset tokenization, and cross-border payments; it has also signed memorandums of understanding with two giants, BlackRock and Franklin Templeton, and holds project orders from over 50 institutions in more than 20 countries. Its business covers core areas such as stablecoin settlement in the UAE, Abu Dhabi Real Estate Tokenization (ADREC), and government digital systems (ID cards, land registration), and even the Abu Dhabi Digital Skills Card project is underway.
ADI Chain's ambition is clear: not to compete on "faster and cheaper" models, but to become a trusted foundation that governments dare to use. It combines compliant L2 with sovereign L3, enabling countries to self-regulate and truly establishing a standard track for the global digital economy. Currently, RWA and compliance narratives are hot, but very few projects have truly been implemented. Whether ADI Chain can succeed depends on the successful implementation of its partnerships with traditional financial giants. This low-profile "dark horse" deserves everyone's continued attention.
@xeetdotai

📅 Just added:
✔️ $ADI @ADIChain_
The first institutional L2 in MENA set to become the settlement rails for the UAE’s dirham-backed stablecoin
👀 Explore the full roadmap ⤵️
Geographic restrictions may apply

Analyst Price Target Updates:
🔻 Cuts:
🔸 $ACVA: Jefferies $25 ($27), Needham $25 ($28)
🔸 $ALB: Piper Sandler $85 ($90)
🔸 $AMGN: Bernstein $350 ($380)
🔸 $CE: Jefferies $55 ($70), JPM $54 ($92), RBC $56 ($84), Downgraded to Sector Perform
🔸 $ETSY: BTIG $60 ($65), Canaccord $76 ($105), Guggenheim $70 ($80)
🔸 $EXAS: Jefferies $80 ($85), Leerink $85 ($95)
🔸 $WST: Jefferies $240 ($393)
🔸 $WING: Benchmark $325, Bernstein $330 ($380), Jefferies $270 ($280), TD Cowen $305 ($365)
🔸 $ZTS: Jefferies $190 ($200)
🔺 Raises:
🔸 $AMPL: Baird $17 ($12), Outperform; Piper Sandler $17 ($15)
🔸 $ADI: JPM $300 ($280), Oppenheimer $270 ($245), Piper Sandler $240 ($220), TD Cowen $280 ($260)
🔸 $AIZ: KBW $230 ($212), Upgraded to Outperform
🔸 $AXSM: H.C. Wainwright $200 ($190)
🔸 $BELFA: Needham $100 ($95)
🔸 $BMRN: Scotiabank $80 ($78)
🔸 $CVNA: D.A. Davidson $260 ($220), Jefferies $265 ($225), Needham $340 ($330), RBC $320 ($280)
🔸 $CRL: JPM $165 ($175)
🔸 $CAKE: Citigroup $67 ($66), Jefferies $63 ($58)
🔸 $CWAN: Piper Sandler $36 ($28), Upgraded to Overweight
🔸 $CVS: Bernstein $71 ($52)
🔸 $DVN: Bernstein $48 ($50), JPM $48 ($45)
🔸 $EQT: JPM $58 ($53)
🔸 $GTLB: Wells Fargo $85 ($80)
🔸 $IFF: Citigroup $99 ($100)
🔸 $KVYO: Barclays $51 ($47), Benchmark $54 ($51), Needham $56 ($46), Piper Sandler $53 ($50)
🔸 $LRCX: Susquehanna $125 ($75), Upgraded to Positive
🔸 $MTDR: JPM $76 ($75)
🔸 $RBA: CIBC $116 ($108)
🔸 $RELY: JPM $30 ($21)
🔸 $ROKU: Jefferies $100 ($55), Upgraded to Hold
🔸 $TOST: JPM $42 ($36), KBW $42 ($40)
🔸 $TNL: Jefferies $70 ($62)
🔸 $VRTX: RBC $408 ($407)
🆕 Coverage Initiations:
🔸 $SEI: Piper Sandler Overweight, PT $37
🔸 $ORA: Jefferies Buy (from Hold), PT $78 ($73)












